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Individual Finance · Motorbike Finance

Your ride.
Your terms.

Finance a new or pre-owned motorbike or scooter — all makes, all models. Tenures up to 36 months, with approval in as little as 1 hour.

Hero Image
Lifestyle · New Car
80%
Max finance of bike value
36mo
Maximum tenure
1hr
Approval in as little as
5.5%
Indicative rate from p.a.
Product Details
What you need to know

Full terms at a glance. Your advisor walks through the exact figures once you're ready to apply.

Eligible Vehicles
New & pre-owned motorbikes, scooters
Finance Amount
OMR 500 – OMR 15,000
Finance Cover
Up to 80% of vehicle value
Tenure
6 – 36 months
Down Payment
From 20% of vehicle value
Indicative Rate
From 5.5% p.a. (flat)
Early Settlement
Available — terms apply
Insurance
Comprehensive required
Who Can Apply
Salaried employees
Min. OMR 300/month
Professionals
Doctors, lawyers, engineers
Business owners
SME registered in Oman
GCC residents
Valid residency · 6+ months employment
All applicants subject to BCSB credit check. Final eligibility confirmed by your advisor.
Simple process
Three steps to your car

Most approvals complete the same business day. Having your documents ready is the only thing that speeds it up.

01
Submit your application
Call 80008322, WhatsApp 9266 7773, or visit any branch. Share your documents and your preferred bike make and model.
02
Get your decision
Our team reviews and processes your application. Most customers receive a decision in as little as 1 hour — we contact you directly.
03
Ride away
Sign your finance documentation and we disburse funds directly to the dealership. You collect the keys.
Funds disbursed directly to the dealer — no cash handling required. Subject to credit approval.
Car Finance Calculator
Estimate your monthly payment

Move the sliders to find a number that works for you. Your advisor confirms the exact rate when you apply.

Finance Amount OMR 15,000
OMR 1,000OMR 50,000
Tenure 36 months
6 months60 months
Estimated Monthly EMI
OMR 456
per month · 36 months · OMR 15,000
Finance Amount
OMR 15,000
Total Interest
OMR 2,475
Total Repayment
OMR 17,475
Indicative Rate
5.5% p.a.
Indicative only — final rate confirmed by your advisor. Subject to credit approval.
Happy with these numbers? Leave your details and an advisor calls you back — or WhatsApp us directly on 9266 7773.
What to prepare
Documents required

Four documents. That's all. Have these ready and your application can be processed in as little as 1 hour.

01
National ID or Residence Card
Original + copy. Omani national ID or valid GCC residence card. Must be current and not expired.
Identity
02
Salary Certificate
Original, issued within the last 3 months. Must clearly show your name, employer, and monthly salary.
Income
03
Bank Statements
Last 3 months. Required for all applicants to verify salary credits and existing commitments.
Financials
04
Dealer Proforma / Quotation
Issued by your chosen dealership. Must show the make, model, year, and purchase price of the bike.
Vehicle
The application form is included in your document pack. Your advisor will confirm if anything else is needed for your specific situation.
Common questions
Frequently asked questions
Can I finance any make of motorbike?

Yes — UFC works with all registered dealerships and major brands across Oman. New and pre-owned bikes are both eligible.

What is the minimum finance amount?

The minimum finance amount for motorbikes is OMR 500. For amounts below this, your advisor can suggest alternatives.

Do I need a motorbike licence?

Yes. A valid Omani or GCC motorbike licence is required. Your advisor will confirm the exact documentation needed for your situation.

How long does approval take?

UFC can approve in as little as 1 hour. Having all documents ready when you apply is the single biggest factor in approval speed.

Is comprehensive insurance required?

Yes. Comprehensive insurance is required on all financed vehicles. UFC can assist through our insurance partners — ask your advisor.

Ready to apply?
Get your ride.
Start today.
Application
Form PDF
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