WhatsApp · 9266 7773 80008322
EN عربي
EN عربي
Individual Finance
SME Finance
Corporate Finance
Corporate Deposits
Green Finance
Home About Us Investor Relations News & Media Contact Us
Call 80008322
Individual Finance · Furniture Finance

The home you want.
Payments that fit.

Finance furniture, bedding, kitchen fittings, and full interior fit-outs. Up to OMR 10,000, tenures up to 36 months, available at leading furniture retailers across Oman.

Hero Image
Lifestyle · New Car
10,000OMR
Maximum finance amount
36mo
Maximum tenure
1hr
Approval in as little as
5.5%
Indicative rate from p.a.
Product Details
What you need to know

Full terms at a glance. Your advisor walks through the exact figures once you're ready to apply.

Eligible Items
Furniture, bedding, kitchen fittings, interior fit-outs
Finance Amount
OMR 200 – OMR 10,000
Finance Cover
Up to 100% of purchase value
Tenure
3 – 36 months
Down Payment
From 0% (subject to eligibility)
Indicative Rate
From 5.5% p.a. (flat)
Early Settlement
Available — terms apply
Purchase Method
Via participating retailers
Who Can Apply
Salaried employees
Min. OMR 300/month
Professionals
Doctors, lawyers, engineers
Business owners
SME registered in Oman
GCC residents
Valid residency · 6+ months employment
All applicants subject to BCSB credit check. Final eligibility confirmed by your advisor.
Simple process
Three steps to your car

Most approvals complete the same business day. Having your documents ready is the only thing that speeds it up.

01
Choose your items
Select your furniture at any participating retailer. Ask for a UFC finance application in-store, or call us directly on 80008322.
02
Quick approval
Our team reviews your application — most decisions in as little as 1 hour. Confirmation by call or WhatsApp.
03
Furnish your home
Once approved, payment is settled directly with the retailer. Delivery and installation as per retailer terms.
Funds disbursed directly to the dealer — no cash handling required. Subject to credit approval.
Car Finance Calculator
Estimate your monthly payment

Move the sliders to find a number that works for you. Your advisor confirms the exact rate when you apply.

Finance Amount OMR 15,000
OMR 1,000OMR 50,000
Tenure 36 months
6 months60 months
Estimated Monthly EMI
OMR 456
per month · 36 months · OMR 15,000
Finance Amount
OMR 15,000
Total Interest
OMR 2,475
Total Repayment
OMR 17,475
Indicative Rate
5.5% p.a.
Indicative only — final rate confirmed by your advisor. Subject to credit approval.
Happy with these numbers? Leave your details and an advisor calls you back — or WhatsApp us directly on 9266 7773.
What to prepare
Documents required

Four documents. That's all. Have these ready and your application can be processed in as little as 1 hour.

01
National ID or Residence Card
Original + copy. Omani national ID or valid GCC residence card. Must be current and not expired.
Identity
02
Salary Certificate
Original, issued within the last 3 months.
Income
03
Bank Statements
Last 3 months. Used to confirm regular income and existing commitments.
Financials
04
Retailer Quotation or Invoice
Issued by the retailer. Must itemise all furniture and fittings with individual and total prices.
Purchase
The application form is included in your document pack. Your advisor will confirm if anything else is needed for your specific situation.
Common questions
Frequently asked questions
Which retailers do you work with?

UFC partners with major furniture and home décor retailers across Oman. Ask in-store or call us to confirm your retailer is in the network.

Can I finance a full home fit-out?

Yes — full interior fit-outs are eligible up to OMR 10,000. Multiple items from the same retailer can be combined in one application.

What is the minimum finance amount?

The minimum is OMR 200. Your advisor can advise on options for smaller purchases.

Can I finance custom-made furniture?

Custom pieces are considered on a case-by-case basis. The retailer must be registered with UFC and able to provide a formal quotation.

How quickly is approval given?

Most approvals complete in as little as 1 hour when documents are ready.

Ready to apply?
Furnish your home.
Start today.
Application
Form PDF
Toll-Free
80008322
Call Now
WhatsApp
9266 7773
Chat