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Green Finance · Solar Finance  ·  Oman Vision 2040

Own your
energy.

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Lifestyle · New Car
100%
Finance of installation cost
60mo
Maximum tenure
48hrs
Indicative approval time
30%
Oman's renewable energy target by 2030
Product Details
What you need to know

Solar finance for residential and commercial installations — panels, inverters, and full system costs covered. Terms at a glance; your advisor confirms the exact figures when you're ready.

Eligible Installations
Residential & commercial solar systems
Finance Amount
OMR 1,000 – OMR 50,000
Finance Cover
Up to 100% of installation cost
Tenure
6 – 60 months
Down Payment
Subject to credit assessment
Indicative Rate
From 5.5% p.a. (flat)
Early Settlement
Available — terms apply
What's Covered
Panels, inverters & installation
Who Can Apply
Homeowners
Property owner or with landlord consent
Salaried employees
Min. OMR 300/month income
Business owners
Commercial property with roof rights
GCC residents
Valid residency · 6+ months employment
All applicants subject to BCSB credit check. Final eligibility confirmed by your advisor.
Why it matters
Energy Savings
Every unit your panels generate is a unit you don't pay for. Over a 5-year tenure the savings compound — and the system keeps producing long after the finance is settled.
Zero Maintenance
No moving parts. No fuel. No regular servicing. A solar system, once installed, demands almost nothing from you — most panels carry a 25-year performance warranty.
Clean Energy Choice
Oman targets 30% renewable electricity by 2030. Every rooftop installation is a step toward cleaner air, reduced grid pressure, and a more sustainable Sultanate.
Car Finance Calculator
Estimate your monthly payment

Move the sliders to find a number that works for you. Your advisor confirms the exact rate when you apply.

Finance Amount OMR 15,000
OMR 1,000OMR 50,000
Tenure 36 months
6 months60 months
Estimated Monthly EMI
OMR 456
per month · 36 months · OMR 15,000
Finance Amount
OMR 15,000
Total Interest
OMR 2,475
Total Repayment
OMR 17,475
Indicative Rate
5.5% p.a.
Indicative only — final rate confirmed by your advisor. Subject to credit approval.
Simple process
Three steps to your car

Most approvals complete the same business day. Having your documents ready is the only thing that speeds it up.

01
Submit your application
Call 80008322, WhatsApp 9266 7773, or visit any branch. Share your documents and a few details about the vehicle you want.
02
Get your decision
Our team reviews and processes your application. Most customers receive a decision in as little as 1 hour — we contact you directly.
03
Drive away
Sign your finance documentation and we disburse funds directly to the dealership. You collect the keys.
Funds disbursed directly to your approved solar installer. Subject to UFC's credit approval process.
Interested in solar finance? Leave your details and we'll call you back.
What to prepare
Documents required

Have these ready and your application can be processed within 48 hours.

01
National ID or Residence Card
Original and copy. Omani national ID or valid GCC residence card. Must be current.
Identity
02
Salary Certificate
Original, issued within the last 3 months. Must show your name, employer, and monthly salary clearly.
Income
03
Bank Statements
Last 3 months. Shows salary credits and existing financial commitments. Required for all applicants.
Financials
04
Vehicle Proforma / Dealer Quotation
Issued by your chosen dealership. Must show the vehicle make, model, year, and purchase price.
Vehicle
The application form is included in your document pack. Your advisor will confirm if anything else is needed for your specific situation.
Common questions
Frequently asked questions

UFC solar finance covers the full cost of your solar installation — panels, inverters, mounting, wiring, and installation labour. Finance is disbursed directly to your approved installer. You don't need to pay upfront.

Do I need to own the property to apply?

Property ownership is preferred. Tenants may apply with written landlord consent confirming permission for installation. Your advisor will guide you based on your specific situation.

How much can I finance for a solar installation?

UFC can finance from OMR 1,000 up to OMR 50,000 — enough to cover most residential and small commercial installations. The approved amount depends on your income, credit profile, and the installer's quotation.

Will solar panels actually reduce my electricity bills in Oman?

Yes. With over 300 sunny days a year, Oman is one of the most solar-productive environments in the world. A properly sized system can offset a significant portion of your monthly electricity consumption. Savings vary by system size, usage, and tariff.

Does UFC require a specific solar installer?

You are free to choose any licensed solar installer in Oman. UFC does not mandate a specific vendor. Your advisor will confirm the documentation required from your chosen installer as part of the application process.

Can I settle the finance early once my savings kick in?

Yes. Early settlement is available on all UFC finance facilities. Charges and rebates follow UFC's standard schedule in line with Central Bank of Oman regulations. Contact your advisor for a settlement quote at any time.

Ready to apply?
Get your car.
Start today.
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