Structured term finance for Omani SMEs — up to OMR 500,000, tenures up to 60 months, with a dedicated finance advisor from day one.
Key terms at a glance. Your finance advisor walks through the full structure once you're ready to proceed.
Indicative figures based on flat rate. Final rate confirmed by our team.
Our team handles everything from first call to deposit confirmation. Most placements are processed within 48 hours.
Rates are indicative and subject to prevailing market conditions at the time of placement. Final terms confirmed by our team.
Our team will confirm the full list based on your entity type. These are the standard documents required to open a corporate deposit.
The minimum deposit is OMR 5,000. There is no published maximum — larger placements are welcome and our team can discuss terms accordingly.
Rates range indicatively from 4.5% to 7.5% flat per annum depending on tenure and amount. Rates are subject to prevailing market conditions. Our team will confirm the applicable rate before you commit.
Yes. Interest can be paid monthly, quarterly, semi-annually, annually, or at maturity — whichever suits your company's cash flow. The payout frequency is agreed at the time of placement.
Premature withdrawal is permitted after 6 months with a 1% penalty on the applicable interest rate. Contact our team to initiate the process.
Yes. United Finance Company is a licensed Non-Banking Financial Institution (NBFI) regulated by the Central Bank of Oman and authorised to accept corporate deposits. The company is listed on the Muscat Securities Market (MSX: UFCI).
Yes. Auto-renewal can be arranged at placement or before maturity. The deposit rolls over at the prevailing rate on the renewal date and our team will notify you beforehand.