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Total finance disbursed
0hr
Loan decision turnaround
0min
To complete your application
6–60mo
Flexible tenure options
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Individual
SME
Green Finance
Finance Amount OMR 15,000
OMR 1,000OMR 50,000
Tenure 36 months
6 months60 months
Estimated Monthly EMI
OMR 487
per month · 36 months · OMR 15,000
Finance Amount
OMR 15,000
Total Interest
OMR 2,532
Total Repayment
OMR 17,532
Indicative Rate
5.6% p.a.
Indicative only — final rate confirmed by our team.
Why United Finance
A trusted Omani institution
since 1997.
Proudly Omani
Listed on the Muscat Stock Exchange (MSX). 27 years of serving Omani families and businesses with transparent products.
Fast, Human-First Approvals
No endless forms. Our team calls you directly — most decisions within 24 hours of enquiry.
Flexible Terms
6 to 60 months tenure, competitive rates, and repayment plans tailored to your income profile.
9 Branches Across Oman
Walk in for face-to-face service. Real people, real conversations — no call centres.
Best Performing Company 2024
Muscat Stock Exchange (MSX) · Annual Awards
0yrs
Established in Oman
0
Customers served
0
Branches nationwide
0+
Staff members
Listed on Muscat Stock Exchange (MSX)
Publicly traded · Regulated · Audited annually
Simple process
Finance in 4 steps.

Our team guides you from enquiry to disbursement.

Same day response
Decision in 24 hrs
Funds direct to dealer
1
Speak to an Advisor
Call or WhatsApp. A dedicated advisor responds within the same business day.
2
Submit Documents
Share your ID and salary certificate. Our team tells you exactly what's needed.
3
Get Financed
Most approvals within 24 hours of document submission. Funds disbursed directly to the dealer.
Stay informed
Latest from UFC
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Announcement
UFC named Best Performing Company at the 2024 MSX Annual Awards Ceremony
December 2024 · 3 min read
Financial Report ↓ PDF
Q3 2024 Results — strong growth across personal finance portfolio
October 2024
Community
UFC supports Oman SME development initiative with Chamber of Commerce
September 2024
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Common questions
Frequently asked questions
How do I apply for finance?

Call us on 8000 8322, WhatsApp us, or use the callback form above. An advisor will guide you through the process and tell you exactly what documents are needed.

How long does approval take?

Most applications receive a decision within 24 hours of complete document submission. Your dedicated advisor will keep you updated throughout.

What documents do I need?

Typically: National ID, salary certificate (last 3 months), and bank statements (last 3 months). Business finance requires additional documents. Download the full checklist from our Forms & Documents page.

What is the minimum salary to qualify?

OMR 300/month for employed applicants. OMR 500/month for self-employed. Final eligibility depends on your full financial profile and existing liabilities.

Can I settle my finance early?

Yes. Early settlement is available on all products. Charges and rebates are applied per UFC's standard schedule in line with Central Bank of Oman regulations.

Does UFC finance electric vehicles?

Yes — EV and hybrid vehicles are covered under our Green Finance range, alongside solar panel finance and green equipment finance for businesses.

Get in touch
We're here
to help.
Toll-Free
80008322
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WhatsApp
9266 7773
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Regulated & Compliant
Central Bank of Oman
Capital Market Authority
Muscat Stock Exchange (MSX)
AML / KYC Compliant